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FAQ
1. Can I borrow against chattels?
2. Do I need security?
3. Do I need to bring any other documentation?
4. How much can I borrow?
5. What is your interest rate?
6. How long does it take to get a loan?
7. How do I make payments?
8. How old do I have to be to get a loan?
9. Can a loan be pre-approved?

1. Can I borrow against chattels?

Yes.

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2. Do I need security?

Yes. This may be provided by yourself or a third party.

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3. Do I need to bring any other documentation?

Yes. Proof of ID such as a driver's licence or passport etc., confirmation of income, proof of insurance for chattel being used as security. If you are purchasing a car you will need to bring the details of the vehicle, e.g. registration, VIN number and your driver's licence. The vehicle must be warranted and registered as well as insured.

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4. How much can I borrow?

Depends on the security offered and your affordability to maintain the loan. We can assess this once the application is complete.

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5. What is your interest rate?

We have very competitive interest rates and will finalize this on the day.

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6. How long dose it take to get a loan?

Once you have filled out the application for credit and supplied us with all the information required it’s normally within the hour.

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7. How do I make payments?

Weekly, fortnightly or monthly by way of an automatic payment or cash.

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8. How old do I have to be to get a loan?

Normally 18. However if you had someone who would go guarantor it would definitely be considered.

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9. Can a loan be pre-approved?

Yes as long as we have all the documentation.

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Have you got more questions? Contact Us

To apply for a loan, simply fill in the Online Loan Application


Cambridge Advances Ltd., New Zealand, Phone: (04) 293 6899

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